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The Digital Future of Farmer Producer Organizations (FPOs): How Digital Ledgers Unlock Cheap & Easy Formal Credit
A Simple, Practical Guide — For Every Farmer and FPO Leader 1. The Story Begins: Rampur FPO’s Dilemma Rampur, Uttar Pradesh, The year was 2023. The 150 member-farmers of Rampur FPO collectively contracted to sell 500 tonnes of wheat. Mandi prices were good, but cash payment arrived 45 days later. Until then, the FPO had to borrow ₹15 lakh at 24% interest from a local moneylender just to afford seeds, fertiliser, and diesel for the next cycle.Fast forward to 2025. The same FPO
19 hours ago7 min read
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